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How to apply for a home
WE ARE NOW ACCEPTING APPLICATIONS THROUGHOUT THE VALLEY
WHAT IS THE HABITAT FOR HUMANITY MODEL?
Habitat homes are built based on a partnership between a family and the community. A qualifying family pays for their home through a down payment of 400 sweat equity hours on new construction/at least 100 hours on a renovation, and a 0% interest loan. This model helps to keep the upfront costs and monthly housing payments low. The qualifications to apply for a Habitat house are as follows:
- Be a US Citizen or permanent resident.
- Have a two-year history of stable income at 30-60% of the Phoenix Area Median Income.
- Be able to afford a monthly mortgage of $500-$700 and $2,000 in closing costs.
- Have an acceptable history of credit but the inability to get a traditional home loan.
- Live in inadequate or substandard housing.
- Be willing to partner and contribute 400 sweat equity hours on new construction/at least 100 hours on a renovation.
2012 INCOME GUIDELINES
Your annual gross income MUST fall between these guidelines:
| Family Size |
Minimum Income/Year |
Maximum Income/Year |
| 1 |
$13,950 |
$27,900 |
| 2 |
$15,960 |
$31,920 |
| 3 |
$17,940 |
$35,880 |
| 4 |
$19,920 |
$39,840 |
| 5 |
$21,540 |
$43,080 |
| 6 |
$23,130 |
$46,260 |
| 7 |
$24,720 |
$49,440 |
| 8 |
$26,310 |
$52,620 |
HOW DO I LEARN MORE?
- To find out more about the program or to find out if you qualify:
- Stop by our office to be pre-screened any day of the month (excluding holidays) between 10 A.M. and 3 P.M. These are first come, first served appointments! The Peoria Offices are also open the 2nd Saturday of each month between 8 A.M. and 4 P.M. Call for Saturday appointments.
To view office locations click here.
- Download a Homebuyer Pre-Screen Questionaire PDF.
- Call Family Services at 602.268.9022 for the Phoenix Office or 623.583.2417 for the Peoria Office.
WHAT SHOULD I BRING TO A PRE-SCREENING APPOINTMENT?
In order to find out if you qualify, please bring the following to pre-screening (If you are a couple, both must be present):
- Birth Certificate or Permanent Resident card for all household members
- Social Security Card
- A non-refundable $50 Money Order (per applicant)
- Valid Driver’s License or State Issued ID Card
- Last 4 pay stubs
- Past 2 years of signed tax returns and W2’s
- Additional proof of income such as SSI award letter, child support, etc.
ROC# 251891 | AN EQUAL OPPORTUNITY HOUSING PROVIDER
For questions on homeownership, email us through our homeownership contact form.
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