How to apply for a home

WE ARE NOW ACCEPTING APPLICATIONS THROUGHOUT THE VALLEY

WHAT IS THE HABITAT FOR HUMANITY MODEL?

Habitat homes are built based on a partnership between a family and the community. A qualifying family pays for their home through a down payment of 400 sweat equity hours and a 0% interest loan. This model helps to keep the upfront costs and monthly housing payments low.

You must be a US Citizen or permanent resident
You must have a two-year history of stable income at 30-60% of the Phoenix median income
You must be able to afford a monthly mortgage of $500-$700 and $2000 in closing costs
You must have an acceptable history of credit and paying debts, but the inability to get a traditional home loan
You must live in inadequate housing
You must be willing to partner and contribute 400 sweat equity hours
Your income must fall within the income guidelines below:

2009 INCOME GUIDELINES

You annual gross income MUST fall between these guideline (expires March 2011)

Family Size	Minimum Income/Year	Maximum Income/Year
1	$14,010	$28,020
2	$15,990	$31,980
3	$18,000	$36,000
4	$19,980	$39,960
5	$21,600	$43,200
6	$23,190	$46,380
7	$24,780	$49,560
8	$26,400	$52,800

HOW DO I LEARN MORE?

To find out more about the program or to find out if you qualify you can:
Stop by our office to be pre-screened any day of the month (excluding holidays) between 10:00 A.M. and 3:00 P.M. These are first come, first serve appointments! Call for Saturday appointments.
To view office locations click here
Download a Homebuyer Pre-Screen Questionaire PDF click here
Call Homeowner Services at 602.262.8675

WHAT SHOULD I BRING TO A PRE-SCREENING APPOINTMENT?

In order to find out if you qualify, please bring the following to pre-screening:

Social Security Card
A non-refundable $25 Money Order (per applicant)
Driver’s license or State Issued ID card
Last 4 pay stubs
Past 2 years of signed tax returns and W2’s
Additional proof of income such as SSI award letter, child support, etc. If you are a couple, both must be present

ROC# 251891 | AN EQUAL OPPORTUNITY HOUSING PROVIDER

For questions on homeownership, email us through our homeownership contact form.

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